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Are PM loans legit?
PM Loans is a registered Trading Name of The Money Hive Limited and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 736632. Licenced by the Information Commissioners Office, (registration number ZA208222).
Can I claim against everyday loans?
If you are successful with your claim, you can claim back the interest and charges on your loans, plus, typically, 8% statutory interest. We always work on a no win no fee basis, meaning you won’t pay a thing unless you win compensation. You will have the right to cancel the agreement within 14 days with no penalty.
Are everyday loans a payday lender?
No, Everyday Loans is not a payday lender (what is a payday loan?). They offer unsecured loans of £1,000 to £15,000 over 18 to 60 months. Can I get an Everyday loan if I have a bad credit rating?
What is light finance?
Light Finance is a credit broker that offers more flexibility when it comes to lending. With a number of products available that can cater for a range of credit profiles, their smart sourcing engine quickly searches multiple lenders to give you an instant decision.
Is PM loans a direct lender?
PM Loans is a direct lender and a broker as well giving you the best of both worlds.
Is Swift money safe?
Is Swift Money safe to use? Swift Money is authorised and regulated by the Financial Conduct Authority (FCA). If ever in doubt, you can search the FCA register to check whether a lender is authorised.
Can I claim for irresponsible lending?
Irresponsible lending occurs when a lender is unscrupulous with the lending and provides loans inappropriately. For instance, if they do not obtain enough information about income and expenses. If this was the case with your loan, you can make a claim for a refund.
What is irresponsible lending?
Lending money without properly checking affordability is known as irresponsible lending. To lend responsibly, a creditor must be confident that you can repay the debt: Without having to borrow more money. Without falling behind on your existing commitments, and. Without causing you financial hardship.
What happens if you pay a payday loan late?
Payday loans come with exorbitant interest rates and fees that often make them very difficult to repay. If you can’t pay back a payday loan, the account may be sent to a collection agency, which will damage your credit.
Are Cuj loans safe?
Get to know CUJ Loans. We are a quick, reliable and friendly loan introducer based in London. Using their own technology to match the details you provide with the eligibility criteria of their lenders, giving you the best chance of finding the right loan.
Is Light finance real?
Light Finance is an online loan broker for the short-term loan, instalment loan and personal loan market. Light Finance is a trading style of TFLI (US) INC who is an Appointed Representative of TFLI Limited, who is a licensed credit broker and not a lender.