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What happens if I lose my original sale deed?
In case you have taken a home loan, and the bank has misplaced the original sale deed, you need to file a complaint with the bank and keep a copy of their response with you for future reference. Next, you need to lodge an FIR against the bank and publish an advertisement in the newspaper.
Can you sell property without the original sale deed?
A.NO, a property cannot be registered if original sale deed is not with the owner, but a copy of the deed acquired from the registrar is available and name of the owner is displayed in the Encumbrance certificate. best is to avoid buying such property as it will create troubles for you afterwards. thanks.
Who keeps the original deed?
the office of the recorder
The original deed is returned to the owner of the property from the office of the recorder after proper entry. The office of the Recorder of Deeds maintains a set of indexes about each deed recorded, for an easy search. Almost all states have a grantor-grantee index including a reference to all documents recorded.
What happens when a deed is not recorded?
An unrecorded deed is a deed for real property that neither the buyer nor the seller has delivered to an appropriate government agency. Failure to record a deed effectively makes it impossible for the public to know about the transfer of a property.
Is certified copy same as original?
A certified copy can be used in place of the original deed to execute the transfer or sale or for any other purpose. Here is how to get a certified property title. If you lose the original, lodge a First Information Report (FIR) at your local police station about the missing document.
How do I find old sale deeds online?
Log into Kaveri Online Services and apply for a certified copy of sale deed. Property registration number or following details of the property is mandatory to apply online, District where the property located. Sub-Register office where the was registered.
Can I sell my house if I have lost my deeds?
In short, yes you can sell your house without the deeds, however you must be able to prove through other means that you are the owner of the property. As the deeds are the assortment of documents which usually prove ownership, proving it without them can be a more protracted process, but it is by no means impossible.
What do I do if I lost my original property documents?
Lost your property documents? Here’s what to do
- File a police complaint immediately.
- Publish an advertisement.
- File an application for share certificate.
- Register with the notary.
- Get the duplicate sale deed.
What is a true copy of the original document?
A true copy is an exact copy of a document with no alterations or changes.
Can a certified copy of sale deed replace the original deed?
– Certified copy of sale deed can’t replace the original deed when it comes to raising loan over such property. Banks may ask for the Police FIR, certified copy of sale deed, affidavit etc., before issuing home loan. My Property is in Society or maintained by Association, do I need to inform them about the loss of property documents?
Can a property be bought for which original sale deed is not?
B. NO,a property cannot be bought for which original sale deed is not with the owner, but a copy of the deed acquired from the registrar is available and and name of the owner is displayed in the Encumbrance certificate. C.best is to avoid buying such property as it will create troubles for you afterwards.
What to do if you have lost your a sale deed?
A sale deed is one of the most valuable legal documents in the purchase or sale of a property. You might have genuinely lost or misplaced the property documents. But, don’t take this lightly, kindly file FIR immediately. Apply for the Certified copy of Sale Deed at the earliest.
What is a sale deed and how does it work?
A sale deed has almost all the details required to carry out the purchase or sale of a property. Most importantly the sale deed would require the Owner to certify that the property under sale is free from any encumbrance and without any lien.