Admin Table of Contents
Can you sue a company for debt collection?
You may bring a lawsuit against the debt collector in state court. In the lawsuit, you must prove that the debt collector violated the FDCPA. Suing in state court is almost always the most time-consuming and lengthy of all remedies, but a successful lawsuit can award the consumer the highest monetary damages.
Can I sue collection agencies for not providing debt validation?
If you can prove the debt collector has violated your rights under the FDCPA, you can sue in federal or state court for up to $1,000, including damages. 5 You should also report violations to the Federal Trade Commission (FTC).
How long does it take to get your money back from National Debt Relief?
between 24 to 48 months
Average Time for Relief Debt settlement through National Debt Relief should take between 24 to 48 months in total, which is average among other companies.
Should I consolidate my debts or file a debt settlement?
Debt settlement, where you offer the collector a percentage of what you owe in exchange for discharging the remaining balance. If you’re trying to avoid any further damage to your credit score, consolidation is the better option. If you’re just looking for the fastest exit possible for the least amount of money, you may want to consider settlement.
Can a debt settlement company sue you for debt settlement?
Answer. However, until that point, a creditor may sue you, and if the debt settlement program is one in which you pay the debt settlement company and they hold onto your payments, not turning them over to the creditor, it’s fairly common to be sued: you and the debt settlement company have no legal right to withhold payments from a creditor.
Can I sue a consolidation company?
Yes, you probably can sue them, but you probably don’t want to. To begin, just about every consolidation company is a scam of some kind – they don’t do anything (assuming the actually do anything – many just take your money and run) you cannot do for yourself.
How do I get Out of debt without going to court?
Try to work out a payment plan so you can avoid going to court Generally, the best option is to work something out to avoid the hassle and stress of going to court. In this case, you have a few options. Debt consolidation through a debt management program, which will repay everything you owe.